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HOLD – Home Ownership for people with Long term Disabilities

You may remember last year My Safe Home announced that it's now possible for friends, couples with or without children and individuals whose parent acts as their full time carer to buy a home of their own using HOLD (Home Ownership for people with Long-term Disabilities) as long as at least one of the adults fulfils the relevant qualifying criteria (and the other, if they don't have a disability, acts as the home owner's full-time carer).

Here is a quick reminder of the qualifying criteria that at least one of the property buyers must meet, they must be,

  • 18+ years old with clean credit history and no outstanding debts.
  • In receipt of Disability Living Allowance High or Middle Rate Care or PIP equivalent together with other qualifying benefits.
  • Unable to work in conventional employment.
  • In possession or in the process of arranging a suitable Care & Support package, either with a Local Authority, a private care provider or the buyer's family.
  • Able to put down a deposit and pay fees associated with buying their new home – this costs c. £17,000 (this includes a 10% deposit on their share of the property plusgetting them ready for home ownership and ensuring it's sustainable) and able to contribute to their housing costs of c. £30 per week.
    • To find out more about HOLD for friends, couples or families please contact My Safe Home on 0247 640 2211 or email enquiries@mysafehome.info